According to Shanghai Securities Network, at the Bank of Communications' "New Generation AI, New Era Finance" forum held on July 8, Qian Bin, vice president of the Bank of Communications of China, said that generative AI is a key technical route towards general artificial intelligence. It is setting off a wave of industrial change. Qian Bin said that the curtain of a new generation of artificial intelligence has opened, which will affect the whole society and the future, and the financial field is no exception. On the one hand, the application of generative AI in the financial industry is still in the exploratory stage, and it is necessary to find a suitable breakthrough in practice, and explore and try new business models to verify business value. With large-scale, high-quality data resources and multi-dimensional and diversified application scenarios, the financial industry is one of the areas where artificial intelligence applications are more in-depth. In recent years, it has achieved good results in the fields of intelligent customer service, intelligent marketing, and intelligent risk control.