According to PANews on August 11, the Aave community recently launched a new temporary inspection proposal, proposing to allocate some of the stablecoins held by the Aave Treasury Department to low-risk real-world assets (RWA) investments through Centrifuge Prime. The proposal says this will enable Aave to earn yield on idle stablecoins, build long-term RWA infrastructure for the protocol, and allow the Aave DAO to begin building internal familiarity and expertise in the market.

According to the proposal, Aave will join Centrifuge Prime to establish the legal and technical infrastructure for the Aave Finance Department to invest in RWA; let the Ministry of Finance allocate funds to RWA, initially invest 1 million USDC in short-term U.S. Treasury bonds, and increase the target allocation to stable currency holdings 20% of the amount, with the option to expand to other yields, subject to Aave governance approval.
The proposal mentions that about 65% of the treasury bonds held by the Aave Ministry of Finance are USDC (approximately 15 million U.S. dollars), and Aave DAO ignores the available interest rate of 5% on the risk-free overnight financing of U.S. treasury assets. An investment of just $5 million (approximately 30% allocation of current USDC balances) can provide an annual income of $250,000.