Evening must read | Why Crypto has not yet achieved mass adoption

1. Bankless joint creation: How Intent controls MEV robots

There is a lot of liquidity on Ethereum. If you ask what is the one activity that Ethereum does best, it should be large-scale digital asset transactions. We don’t call it a “settlement layer” for nothing — different DEXs, different tokens, different reasons to trade… but the vast majority of activity on Ethereum L1 is aimed at simply swapping tokens. click to read

2. A quick look at the new darling of Base ecological web3 social networking friend.tech

Base is full of exciting on-chain opportunities for early pioneers, and friend.tech is one of them! This article will provide an overview of the web3 social dApp that recently caused a stir on crypto-twitter. click to read

3.Rollup Economics 2.0: In-depth discussion on the Ethereum Rollup economy

In February 2022, Barnabé proposed a rollup economics framework to think about resource pricing and value flows in L1-dependent economies. The framework introduces key concepts about L2 MEV, the interplay of L1 and L2 charges, and operator revenue and costs. It's a simple framework in a simple world: a continuously training centralized rollup running in silos. A lot has changed in the last 18 months: shared ordering, decentralization, proofs/data aggregation, rollup federation, governance, etc. click to read

4. A detailed explanation of how encrypted mortgage loans work?

Using cryptocurrencies such as Bitcoin ( BTC ), Ether ( ETH ) or other digital assets as collateral to obtain a standard mortgage loan is known as a crypto-collateralized loan. With the popularity of the cryptocurrency market, the idea of using cryptocurrencies as collateral for loans surfaced. The extreme volatility and potential for massive appreciation in the cryptocurrency market has inspired the idea of using these digital assets to obtain traditional loans. click to read

5. Why Crypto has not yet achieved mass adoption

The mass adoption of a new technology takes a long time. In the United States, it took 78 years for automobiles to achieve a 92% penetration rate, and it took 48 years for household electricity to achieve a 100% penetration rate; it took 26 years for the Internet to achieve an 88% penetration rate. The time required for these technologies to be adopted on a large scale is getting shorter and shorter, but why do blockchains such as Bitcoin and Ethereum, and the concept of Crypto have clearly penetrated into the global public consciousness, but most people have never actually used Crypto? service? It may mainly include five reasons: first, institutional funds have no access to channels; second, ordinary users have no access to the market; third, there is a lack of investment targets that meet the public's taste; fourth, it is inconvenient for most developers to enter the industry; fifth, Infra cannot support large-scale application. click to read

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